March 2023 CABM Exam Dumps

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Exam Code: CABM Practice exam 2023 by team
Certified Associate Business Manager
Financial Certified guide
Killexams : Financial Certified guide - 100% Guaranteed Search results Killexams : Financial Certified guide - 100% Guaranteed Killexams : 30 years of financial lessons

This month marks my 30th anniversary in the financial services industry. Time flies. The industry remains immensely challenging, ever-changing and rewarding. I cannot imagine not going to work. Thinking through the investment process and helping people navigate landmines is incredibly worthwhile.

Despite the benefits, there have been many unexpected lessons.

When I started in 1993, I had a Quotron machine and an S&P guide on my desk. Shortly thereafter, I placed the first “online” trade for a client. During this time, if people wanted information, they either spent enormous time researching or came to a person like me.

Today, the flow of information is overwhelming. Our world is awash in data, and worse, opinions. Everyone speaking at once does not help.

I’m not sure what is worse, too little, or too much information. You must filter information to things that matter. The daily droning of news regarding “the latest odds of a recession” is meaningless to the average person. However, the long-term profitability or debt structure a company has is extremely important.

Investing, budgeting and financial planning should be logical and disciplined. However, humans are a hot mess of emotions. Probably 90% of our decisions are emotion driven leading to erratic and bad outcomes. Jealousy, bravado, fear, envy and irrationality invade our brains. To succeed you must intertwine logic, discipline and guardrails with the psychology of how humans stumble through life.

It is funny to see people get mad at companies. Investments don’t care about you, but people obsess about them. This makes no sense. Companies do not have feelings.

Markets exist to serve people. Most investors don’t allow this to happen. Instead, the average investor thinks the market is a casino requiring constant spins of the roulette wheel. This rewards self-destructive short-term behaviors.

Many bad things may happen in the world. However, unless discussing the end of the world, then bad is a relative term. Most concerns can be insulated against by having liquidity, patience and a 10-year time frame.

Everyone wants to grow wealth like Warren Buffett. However, they are unwilling to look 10 years down the road. A lack of patience forces illogical and random outcomes. The Morningstar fund manager of the decade from 2000 through 2009 produced returns of 17% per year while the market returned zero. And yet, the average investor in this stellar fund lost money during this decade because they couldn’t sit still.

The “get rich quick” mentality pervades the investing landscape. This leads to very bad outcomes blinding investors to potential risks.

FOMO, the fear of missing out, is the most underestimated four-letter word, ever.

Although it has always been this way to some extent, social media tricks us into thinking others have spectacular lives. Realistically, we all spend significant portions of our day changing diapers and cleaning toilets.

The Wall Street machine is most creative at inventing new products to separate people from their money.

The industry creates products to make people think they’re doing something smart or unique. However, the industry is riddled with conflicts of interest. As long as investors are excited to invest in something “different” there will be someone to sell something different, exciting, opportunistic, etc.

Complexity correlates with higher fees, but not better outcomes. The more complicated the product or explanation, the more people should step back. The more pages in a prospectus or offering memorandum, the more the average person should look elsewhere.

If products or services cannot be reasonably explained in sixth grade terminology, avoid it.

The most important financial decisions are often the most boring and the best plans begin by protecting people from themselves. No hot tips. No get-rich-quick schemes. Limit use of debt. Ignore your neighbor. Spend less than you make. Invest for long time frames. Have sizable emergency cash on the side.

Emergency cash is not a rate of return decision, but a liquidity decision. It is an insurance policy. Bad things happen when least expected. Cash and liquidity offer room for error. Cash and liquidity allow you to battle another day. This protects from having to liquidate good long-term investments when encountering short-term blips.

Lastly, the rules of compounding prevail. Unfortunately, so does man’s inability to remain calm and focused. Find a good plan and stick to it.

Dave Sather is a Certified Financial Planner and the CEO of the Sather Financial Group, a fee-only fiduciary investment management and strategic planning firm. His column, Money Matters, publishes every other week.

Mon, 13 Feb 2023 20:32:00 -0600 en text/html
Killexams : 9 Black Financial Influencers to Follow in 2023

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.

Black Americans account for 13.6% of the population, but as of 2023, certified financial planners (the highest professional standard for advisors) who were Black accounted for only 1.9% of all CFP professionals.

Many of these CFPs — and other Black financial professionals — want to share their financial knowledge to address the racial wealth gap and to help more consumers of color save, plan and invest. According to the St. Louis Federal Reserve, Black families had 25 cents for every $1 of white families in the second quarter of 2023.

We talked to some CFPs and other Black financial pros about tips on money management in the face of a potential recession, long-term job security, and investing strategies for the year ahead. 

Responses have been edited for length and clarity. Learn more about each financial pro below following the questions.

What are some smart money moves to consider ahead of a possible recession? 

Mandi Woodruff-Santos (co-host of Brown Ambition and founder of the MandiMoney Makers): "Focus on what you can control — not what you can't. You can't control the economy or whether your company decides to cut jobs, which might feel overwhelming. Instead, focus on the things that will help you bounce back if or when the worst happens.

"Make sure you're shoring up your emergency fund. It's rough out there in some industries, with tens of thousands of tech workers kicked to the curb in just the first few weeks of the year already. That means you could face stiff competition and a longer wait before you nab your next opportunity."

Michelle Singletary (columnist, "The Color of Money"): "A recession can lead to job losses. You need to stockpile cash to carry you through a job loss. If you don't fear a layoff, now is the time to finally get rid of consumer debt — all of it. There were folks, who, during the start of the pandemic, never thought their jobs would be in jeopardy, but then they lost their livelihood. If you aren't servicing a lot of debt, you can weather a financial storm a little better."

Rianka R. Dorsainvil (co-CEO of 2050 Wealth Partners): "With so much uncertainty around the economy, possible recession, and continued layoffs, right now, cash is queen.

"The positive side of the Federal Reserve raising interest rates is savers are being rewarded for saving. The average high-yield savings account is hovering above 3.0%." 

For those worried about layoffs, what is your advice about starting a side hustle and ensuring long-term job security?

Melissa Jean-Baptiste (co-founder of Millennial in Debt): "Create a digital brag box. This will help you quantify all the hard work you have been acknowledged for and will serve as a unique differentiator should you see yourself in the job market seeking a new role.

"For my side hustlers, try to ensure that the new side hustle you are taking on has low or minimal overhead, so you don't have to spend too much before you start making money.

"As for ensuring longer-term job security, you want to look into industries that are "recession-proof." Though no job is 100% recession-proof, some industries maintain a steady level of productivity and profit during difficult times. This is because those industries are staples in society despite what is going on in the economy. For example, think of roles in industries such as education, security or health care."

Chelsea Ransom-Cooper (managing partner and director of financial planning at Zenith Wealth Partners): "The best thing you can do to stay attractive in the job market is to look for additional opportunities to develop your skill set through certifications. Even if you are laid off, this should help you find a new opportunity relatively quickly." 

Chris Browning (creator and host of "Popcorn Finance"): "I think side hustles are great — my podcast started as a side project — but they can be both slow and difficult to scale to the level that one side hustle could replace your day job income. So, I'm a huge proponent of making the most of your 9-to-5. 

"One of the things that helped me the most when it came to getting promotions or finding a new role was consistently finding ways to develop and add more to my resume. Participate in and join local organizations in your field; take advantage of available training and workshops; connect and learn from other departments and others at different organizations in similar roles. A great way to continually engage with others in your field is through LinkedIn. Take the time to share your accomplishments and completed projects and shout-out those you work with who are doing amazing work. Being an active community member is a great way to get your name out there for opportunities you may not have ever known existed."

What's your investment strategy for 2023?

Kevin L. Matthews II (bestselling author and founder of BuildingBread): "My investment strategy is very similar to what it has been over the past few years. I focus on investing for the long term, mostly in index funds. Based on my age and how I react to risk, about 85% of my money is in stocks versus 15% in cash and bonds."

Ayesha Selden (certified financial planner, author and investor): "Keep short and long-term goals in mind when investing. If you have a very short-term goal of buying a first or second home, for example, you'll want to avoid risky assets like stocks or crypto. For those planning for longer-term goals, such as retirement or college planning for young children, I'd be looking for good opportunities in the market. I like to buy assets that are distressed and would be looking at good companies that suffered significant stock losses last year."

Dominique Broadway (founder of financial education company Finances Demystified): "My investment strategy for 2023 consists of buying stock in my favorite companies every month, as many companies are at the lowest prices they have ever been. I'm also planning to continue trading three to four times a week. I'm also planning to increase my real estate portfolio this year.

"When you have competing financial goals, it's great to review the short-term and long-term benefits of each goal. This will help you determine what you should pursue now and what can wait." 

Ransom-Cooper: "My investment strategy is to keep buying and prioritize investing in tax-advantaged accounts like a Roth IRA. When there is market volatility, it's helpful to focus on your time horizon. The amount of time that you are invested in the market is far more important than trying to time the market."

What’s next for crypto? Should people invest? How do they keep their assets safe?

Dorsainvil: "Crypto held so much promise when it first hit the public domain considering it had potential to be the world’s first global currency; however, the trust in keeping this currency safe is dwindling. With multiple recent cyber attacks, [it being] decentralized with no oversight, and no way to trace lost, stolen or forgotten cryptocurrency, the shine and promise it once had is diminishing. If my clients do decide to invest in this volatile currency, I encourage them to keep it as a very small percentage of their overall portfolio." 

Broadway: "I’m confident that crypto will rebound, specifically Bitcoin and Ethereum. They have had some increases recently. Only invest into crypto what you are willing to completely lose or what you are comfortable with seeing fall in value."

Browning: "Cryptocurrencies are still relatively new as an investment option and each coin/token can range wildly, from the O.G. Bitcoin, to the joke that is Dogecoin. The market as a whole is still being established, and the collapse of crypto exchanges like FTX has increased the call for regulation.

Did things get a little out of hand with a ton of people looking to make a quick dollar at other people’s expense? Definitely. Will crypto prices recover? Probably some, but not all. But I still wouldn’t urge people to split their retirement investing between their 401(k) and crypto.

I personally am not making crypto a significant part of what I invest in due to the risk and volatility, and I think that each person should take their time and understand this area as much as they can before investing their money. It does seem, however, that the blockchain technology behind cryptocurrencies and NFTs is here to stay and like it will lead to some very interesting innovations in the years to come."

More about the influencers

Broadway, a provocative financial literacy trailblazer, aims to make wealth attainable for anyone. Her in-demand classes and accessible social media profiles have given her a reputation as a personal finance expert who engages and makes complex financial topics, such as investing, trendy and easy to understand. 

As an award-winning personal finance expert, speaker and the founder of the Finances Demystified financial education company, she has a strong passion for working with young professionals, entrepreneurs and people of all ages. 

Browning is the creator and host of the award-winning, short-form podcast "Popcorn Finance," where he discusses finance in about the time it takes to make a bag of microwaved popcorn. He has been featured on PBS, The New York Times, The Los Angeles Times and Forbes, and covers personal finance weekly on NBCLX. 

Dorsainvil is an award-winning millennial CFP and co-founder/co-CEO of 2050 Wealth Partners. In this role, she empowers entrepreneurs and first-generation wealth builders to own their money stories and pursue their biggest dreams. 

Jean-Baptiste, a first-generation Haitian American, paid off $102,000 in student loans on a teacher's salary. As the creator of the award-winning "Millennial In Debt" web series, she teaches millennials and Generation Zers how to build wealth and gain financial freedom. 

Matthews is a bestselling author and founder of BuildingBread, an education company that helps first-time investors confidently enter the stock market.

Ransom-Cooper is a certified financial planner, managing partner and director of financial planning at Zenith Wealth Partners. She believes that financial planning professionals can work to help close the gender and racial wealth gap, and she prioritizes forward-thinking and simplified strategies that make financial planning accessible to all. 

Selden is a certified financial planner, licensed securities broker, author and investor. After receiving an undergraduate degree in economics and marketing, she began a career in financial planning. She is currently a private wealth advisor with a client base spanning over a dozen states. Her office and staff are located in downtown Philadelphia, although Ayesha spends most of her time in Los Angeles. 

Singletary is a personal finance columnist at The Washington Post. She writes "The Color of Money," a twice-a-week personal finance column that appears in dozens of newspapers across the country. She is also the author of four books on personal finance, including her latest "What To Do With Your Money When Crisis Hits: A Survival Guide." 

Woodruff-Santos is an inclusive wealth-building advocate, career coach and co-host of the popular podcast "Brown Ambition." She's a regular contributor to Yahoo Finance Live, and her personal finance and career advice has also been featured on The Dr. Phil Show, The New York Times, CNBC, and CNN. 

Wed, 15 Feb 2023 05:41:00 -0600 en-US text/html
Killexams : Financial Literacy: 10 Ways to Strengthen It No result found, try new keyword!They can guide you in choosing the best option depending on your ... Additionally, you may want to consider hiring a certified financial planner if you have the means. Their services include financial ... Sun, 05 Feb 2023 23:00:00 -0600 text/html Killexams : A beginner’s guide to investing in the stock market

Investing in the stock market is one of the best ways to generate wealth. However, doing that is not easy and requires a sound understanding of the market and stocks apart from many other things. Even seasoned investors make mistakes and lose money sometimes. A beginner, therefore, needs lost of patience, discipline and knowledge about the market before getting started.

Let’s find out what a beginner should do when making investment decisions in the stock market.

1. Strengthen your knowledge and skills: The first thing a novice investor should do is advance his or her market knowledge and expertise before making a decision on the stock market investment. They may go to the NSE website and look for the most suitable online stock market courses to get certified in a variety of themes that may include capital market, derivatives market, investment analysis and portfolio management, and fundamental analysis. They may dispel their misconceptions about the stock market using this strategy, which also enables them to make better investment choices that will enhance their earnings and investments.

Also Read: How to save taxes if aggregate premium of your life insurance policy exceeds Rs 5 lakh in a year?

2. Be aware of risk profile and goals: An investment made without understanding one’s risk tolerance and investment objectives will have a significant impact since the investor won’t know how to respond when the market collapses. Investors are usually classified into three main categories based on how much risk they can tolerate — aggressive, moderate, and conservative. So, beginners will typically fall under the conservative risk category and will place more emphasis on minimising than on increasing profitability. A newbie should be thoroughly informed of his or her investment goals in addition to knowing his risk profile because this will help them visualize their future plans clearly.

3. Nature of investment should be long term: One should adhere to long-term investments as a beginner instead of betting on an intraday basis. In comparison to long-term investments or even short-term deals, intraday trading carries a higher risk. Trading calls for regular monitoring, and this technique necessitates extensive market expertise. However, a beginner who is in the initial stage of learning about the stock market should place emphasis on long-term investments, since in the long term rather than making capital gains the investor will also take benefit of corporate actions like dividend, bonus shares, stock split, and share buyback offers.

4. Buy the right stock: It is suggested that beginners should opt for large cap or bluechip firms with a track record of long-term growth. The explanation for this is that large cap companies often have lower volatility, making them more stable and with superior long-term growth records and future development plans. For a beginner with a low-risk tolerance, investing in large cap stocks is preferred after studying the company’s financials, including its balance sheet and income statement. Large-cap companies are well established and generally regarded as safer investments than mid-and small-cap stocks, though the returns may vary.

5. Keep a diversified portfolio: Diversification is crucial to remember when it comes to investment since it helps minimise the risk of placing all of your eggs in one basket and the possibility that the performance of your portfolio might be harmed by one stock. In light of the demand in the economy, new investors should make investments in the stocks of various sectors. Maintaining the portfolio’s overall health stable will enable them to reduce their risk and cover their losses in the event any one sector underperforms.


For beginners, it is important to keep in mind that thorough research and analysis will enable them to decide whether to buy, hold, add, or sell a stock. While investing in the stock market involves considerable financial risk, novice investors should consult their financial advisors first to make an investment decision based on their risk profile and goals.

(By Ravi Singhal, CEO, GCL Broking)

Mon, 06 Feb 2023 20:36:00 -0600 en text/html
Killexams : Couples' 14 Biggest Financial Fights and How to Resolve Them: Advisors' Advice

It’s no secret that money problems and tensions are considered significant factors in relationship strife and divorce.

Therapists and lawyers aren’t the only professionals who face couples with these issues —financial advisors also encounter a variety of disagreements among couples when it comes to handling money.

We asked financial advisors: What is the biggest financial conflict for client couples and how do you help them solve it?

“A common financial conflict for couples is budgeting, and it is a really big conflict,” Kyle Simmons, lead financial planner, Simmons Investment Management LLC, told ThinkAdvisor. ”Oftentimes one person is a spender and the other a saver, and this leads to a lot of disagreement and frustration for both sides.

“The solution I’ve found is to set aside what I call an ‘extra budget’ for each person every month, which they can spend on what they want without any guilt,” Simmons added. “This has made a big improvement for several clients I counsel, as well as in my own marriage.”

Another conflict, he noted, is a disagreement on life goals and values around money.

“I’ve seen clients where one person wants to retire early and travel while the other enjoys their career path and wants to continue to grow it. This becomes a big problem in their marriage because they don’t seem to agree on base principles for what their lives should look like.

“The solution is to spend a lot of time talking about what their life goals and values around money are,” Simmons said. “Oftentimes they haven’t verbalized it to their partner or even summarized it for themselves. Once both sides know the other’s perspective, we can usually find some middle ground. One person can retire early and pursue hobbies while the other one works. They can take longer trips multiple times a year. This may even allow the first person to retire earlier and the second to rest and recover between efforts of growing their career.”

Check out the gallery to see 14 other financial advisors’ insights and experience with helping couples resolve their differences over money. Responses may be lightly edited for length.

Tue, 14 Feb 2023 03:34:00 -0600 en text/html
Killexams : The Best High-Yield Savings Accounts of February 2023

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Tue, 07 Feb 2023 10:00:00 -0600 en-US text/html
Killexams : Closing the financial literacy gap must start with youth No result found, try new keyword!Educators are beginning to see there is a large gap in financial education that needs to be corrected. Fifteen states have financial literacy requirements for students to graduate high school, and sev ... Fri, 17 Feb 2023 05:07:00 -0600 text/html Killexams : Savant Wealth Management hires two execs

Savant Wealth Management said Myles Cavell has joined the firm as director of new partner optimization, and that certified financial adviser Brad Felix has joined as director, Ideal Futures Platform.

Headquartered in Rockford, Savant has offices in Bloomington, Chicago, Downers Grove, Freeport, Hoffman Estates, Lincolnshire, Naperville, Peoria, St. Charles, Sterling and Wilmette.

Cavell has more than 15 years of experience with strategic problem solving and building effective business processes. Most recently he served as regional director for mergers and acquisitions integrations for Edelman Financial Engines, where he led, planned and implemented business optimization processes and expanded sales integration for a number of newly acquired entities.

In his role at Savant, Cavell will guide leaders from acquired firms through the transition and integration process post-acquisition. In addition, he will serve as an advocate to newly acquired partners, ensuring a positive integration experience and quick adoption of Savant resources and process to achieve optimal growth.

Felix joins Savant after serving as director of innovation for Truepoint Wealth Counsel, a fee-only, fiduciary financial advisory firm in Cincinnati. At Savant, Felix will collaborate to develop and launch the firm's Ideal Futures Platform, a fintech-based financial planning process designed to enhance client engagement and Strengthen the overall client experience.

Wed, 15 Feb 2023 23:56:00 -0600 en-US text/html
Killexams : Are you dining out too often? Buying too much Eagles swag? Here’s a guide to getting your spending under control Diners fill the space at Laser Wolf in Philadelphia in August. © MONICA HERNDON/The Philadelphia Inquirer/TNS Diners fill the space at Laser Wolf in Philadelphia in August.

It’s not too late to make 2023 the year you finally budget your money.

Many people don’t budget their money, or even have an idea of how much they spend month to month on everything from necessities such as housing and food to extras such as concert and sports tickets.

“People turn their blinders on to their spending,” said Wayne W. Williams, an associate professor of accounting at Temple University’s Fox School of Business. “The digital environment creates convenience, but it does not promote discipline.”

Philadelphia sports merchandise is shown at Art History 101 Clothing Co. in Philadelphia. © Jose F. Moreno/The Philadelphia Inquirer/TNS Philadelphia sports merchandise is shown at Art History 101 Clothing Co. in Philadelphia. Don’t Break the Bank: Play to see if you can tackle financial planning on the median salary of a Philadelphia worker.

Budgeting can help you feel more in control of your finances, boost your savings, and decrease stress. It can even be fun, almost like a game, said Williams, who is also a certified financial planner.

He has tips for creating or refining a monthly budget in ways that will help you stick to it.

Start with a clear head

Before you sit down to make a budget, tackle what Williams calls your personal “don’t-want-to-do” list.

Tidy up your home. Clear out the fridge. Organize your office.

When your space is neater, you’ll be able to focus better on where you are financially and where you want to be.

“Realistic goals come from clear thinking,” Williams said.

Assess what you’re working with

Read your pay stub, making sure you know what your net income — how much you’re actually putting in your bank account with each paycheck, after taxes and other deductions — is each month.

Organize all your bills, and put them in one place. For some people, reverting to paper billing may be an easier way to keep track of what they owe.

“Now that you have your income and your bills, it is a good idea to go into your bank account and track your spending,” Williams said. “What are some of your individual habits?”

“Are you eating out more often?” he added. “We’ve got the Union, the Eagles, the Phillies, the Sixers — people are buying more paraphernalia to express their Philly pride, but these things are probably not in your budget.”

Buying gifts is another area in which people tend to overspend.

Calculate discretionary spending

Identify your fixed budget items, or the ones that you can’t control, such as rent or mortgage payments, utility bills, car or insurance payments, and cellphone bills.

Subtract the total of those expenses from your monthly net income. What is left over is discretionary.

“Discretionary income is the money you have that you can make choices with,” Williams said. Those choices “are where we make the most mistakes.”

Consider the habits you noticed when assessing your current monthly spending. Then, create realistic goals for how much you want to spend each month on groceries, going out with friends, and any other hobbies or activities that cost money. If you have savings goals, include those, too.

Make small habits

To stick to these goals, you will likely have to change your behavior.

“You can go to the grocery store with a list that you write out,” Williams said. “The grocery store is organized to help you spend money, not save money. A list will help you save money.”

You may also have to say no to some social events or eat out less often.

“You want to make going out special,” Williams said, “and not painful.”

Reassess regularly

Just like improving your physical or emotional health, improving your financial health is easier if you assess your progress often.

Don’t get discouraged if you fall short one month. Recognize where you went wrong and make a plan to do better next month.

“It’s offense and defense,” Williams said.

Taking charge offensively may involve asking yourself: “Do I have time to maybe pick up a second job?” Williams said.

“Defense means that you have looked at your spending, so now you can understand the consequence of having lunch [out] maybe four times a week rather than taking your lunch,” Williams said.

©2023 The Philadelphia Inquirer. Visit Distributed by Tribune Content Agency, LLC.

Wed, 15 Feb 2023 00:08:00 -0600 en-US text/html
Killexams : Lingyun Xiang is awarded the honorary title of "International Charity Ambassador."

Lingyun Xiang is an American economist and an internationally certified Accountant, recently awarded with the honorary title of "International Charity Ambassador."

Beijing, China --News Direct-- Lingyun Xiang

For his charity work and donation to the Republic of Mali, Lingyun Xiang was awarded the honorary title of "International Charity Ambassador" by General Didier Dacko, the ambassador of the Republic of Mali to China, on January 25th, 2023. He sent his gratitude to professor Lingyun Xiang for his donation to the Republic of Mali.

Lingyun Xiang has emerged as an American economist, a well-known investor, and an internationally certified accountant who works for many organizations. Aside from being an American economist, he is also a certified forensic accountant and the Marquis of San Prospero. He gives services as an Ambassador for global diplomats, as well as an Overseas image ambassador of Chinese enterprises.

As a good economist and an internationally certified accountant, he is considered a the best leader in the financial industry and a senior financial risk management consultant. He is employed at Peking University Boya as a special-term Professor and a visiting professor of the Decision-Making China Expert Think Tank.

Apart from that, he became a member of IAAP as well as a member of AAIA. As an American economist, he was appointed as a Special Economic Advisor to the Central African Republic in China and Special Chief Economic Advisor to the Embassy of the Republic of Haiti in China.

Professor Lingyun Xiang is familiar with the legal situation and policy environment of many

countries. In addition, he is proficient in international law, civil law, economic law, partnership law, tax law, and securities law as well. Also, he has been awarded many honors from authoritative organizations.

Furthermore, Professor Lingyun Xiang he is a is a famous author and writes about the metaverse, investment solutions, the economy, and much more. His books include The way of the Metaverse, The Logic of Blockchain, Guide to Equity Incentive Practice, Private Equity Investment Solutions,

Blockchain: A Technological Revolution Empowering the Real Economy, SME Financing and Growth, Global Visual Economics, Industrial Economics, International Trade, Economic Management, Logistics Warehousing Management and E-commerce, Investment Risk and Operation Management, etc.

About Professor Lingyun Xiang:

Professor Lingyun Xiang is a reputable well-known American economist and many organizations' ambassadors. For his charity and donation services, he is awarded an honorary title. His expertise in Chinese is outstanding. He also awarded computer software copyrights such as Blockchain-Based Automated Logic Analysis System.

Embassy of Mali in China

Office Address: Sanlitun, Chaoyang District, Beijing;

Zip Code: 100600

Office phone: 0086-10-65321704;

Fax number: 0086-10-65321618

Embassy email:

Contact: General Didier Dacko


This press release may contain forward-looking statements. Forward-looking statements describe future expectations, plans, results, or strategies (including product offerings, regulatory plans and business plans) and may change without notice. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements.

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Tue, 14 Feb 2023 04:31:00 -0600 en-US text/html

Online Test Engine (OTE)

Online Test Engine uses the actual questions and answers we take from actual exams. OTE is full screen test engine that provide you the experience of same test environment as you experience in test center.

CABM Exam Simulator (Desktop Software) Screens

Exam Simulator 3.0.9 uses the actual CABM questions and answers that make up braindumps. CABM Exam Simulator is full screen windows application that provide you the experience of same test environment as you experience in test center.

About Us

We are a group of Certified Professionals, working hard to provide up to date and 100% valid test questions and answers.

Who We Are

We are a group of Certified Professionals, working hard to provide up to date and 100% valid test questions and answers. Our team consists of Teachers, Technology Article writers, software developers and Certified Professionals. Our information sources is

What We Do

We provide actual questions and answers that we obtain from our authentic resources. This question bank contains up to date braindumps that help to pass exam at first attempt. We develop Exam Simulator for realistic exam experience. Exam simulator helps to memorize and practice questions and answers. We take premium exams from

Why Choose Us

Question bank that we provide is updated on regular basis. All the Questions and Answers are verified and corrected by certified professionals. Online test help is provided 24x7 by our certified professionals.


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Exams Provided



Premium CABM Full Version

Our premium CABM - Certified Associate Business Manager contains complete question bank contains actual exam questions. Premium CABM braindumps are updated on regular basis and verified by certified professionals. There is one time payment during 3 months, no auto renewal and no hidden charges. During 3 months any change in the exam questions and answers will be available in your download section and you will be intimated by email to re-download the exam file after update.

Contact Us

We provide Live Chat and Email Support 24x7. Our certification team is available only on email. Order and Troubleshooting support is available 24x7.

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