December 2022 NCIDQ Exam Dumps

Killexams NCIDQ actual exam dumps includes latest syllabus of National Council for Interior Design Qualification exam with up-to-date exam contents | complete pool of questions

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NCIDQ PDF Exam Dumps and VCE

NCIDQ Software products include two categories;

  • NCIDQ PDF Exam Questions and Answers : NCIDQ PDF Questions and answers are complete pool of questions in PDF format that you can use on any operating system like Windows, MacOS, Linux etc or any device like computer, android phone, ipad, iphone or any other hand held device etc. You can print and make your own book to read anywhere you travel or stay. PDF is suitable for high quality printing and reading offline.
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National Council for Interior Design Qualification Exam dumps NCIDQ exam dumps contain complete question pool, updated in December 2022 including VCE exam simulator that will help you get high marks in the exam. All these NCIDQ exam questions are verified by killexams certified professionals and backed by 100% money back guarantee.

Exam Code: NCIDQ Practice exam 2022 by team
NCIDQ National Council for Interior Design Qualification

The exam includes 100 scored questions and 25 unscored pilot questions. The IDFX addresses the content areas of Building Systems and Construction, Programming and Site Analysis, Human Behavior and the Designed Environment, Construction Drawing and Specifications, among others. Candidates have three hours to complete the IDFX. Available to approved candidates with their education and work experience requirements, and new interior design graduates and students in the last year of a Bachelor or Master Degree-Seeking interior design program who have not yet completed their work experience.

IDPX computerized multiple choice exam
The Interior Design Professional exam (IDPX) is available to approved candidates who have completed both their education and the required amount of work experience. The exam consists of 150 scored questions and 25 unscored pilot questions. The IDPX addresses the content areas of Codes and Standards, Building Systems and Integration, Project Coordination, Professional and Business Practices, among others. Candidates are given four hours to complete the IDPX.

PRAC computerized interactive exam
The Interior Design Practicum exam (PRAC) is available to approved candidates who have completed both their education and the required amount of work experience. PRAC utilizes three (3) CIDQ case studies: large commercial, small commercial, and multi-family residential, to assess a candidates ability to synthesize information related to the design process and make a judgment using the resources provided.

Interior design is a distinct profession with specialized knowledge applied to the planning and design of interior environments that promote health, safety, and welfare while supporting and enhancing the human experience. Founded upon design and human behavior theories and research, interior designers apply evidence-based methodologies to identify, analyze, and synthesize information in generating holistic, technical, creative, and contextually-appropriate design solutions.

Interior design encompasses human-centered strategies that may address cultural, demographic, and political influences on society. Interior designers provide resilient, sustainable, adaptive design and construction solutions focusing on the evolution of technology and innovation within the interior environment. Qualified by means of education, experience, and examination, interior designers have a moral and ethical responsibility to protect consumers and occupants through the design of code-compliant, accessible, and inclusive interior environments that address well-being, while considering the complex physical, mental, and emotional needs of people.

Interior designers contribute to the interior environment with knowledge and skills about space planning; interior building materials and finishes; casework, furniture, furnishings, and equipment; lighting; acoustics; wayfinding; ergonomics and anthropometrics; and human environmental behavior. Interior designers analyze, plan, design, document, and manage interior non-structural/non-seismic construction and alteration projects in compliance with applicable building design and construction, fire, life-safety, and energy codes, standards, regulations, and guidelines for the purpose of obtaining a building permit, as allowed by law.

​Every PRAC question will be attached to a case study which will include various resources surrounding the design scenario. CIDQ case studies include: a project scenario, universal codes, a plan and other resources that might be needed to answer a question correctly. As with the multiple choice exams, all PRAC questions are worth one point and the question must be answered in its entirety. No partial credit will be given. Candidates are given 4 hours to complete the PRAC Exam.

Interior design includes a scope of services which may include any or all of the following tasks:
Project Management: Management of project budget, contracts, schedule, consultants, staffing, resources, and general business practices. Establish contractually independent relationships to coordinate with, and/or hire allied design professionals and consultants.

Project Goals: Understand, document, and confirm the clients and stakeholders goals and objectives, including design outcomes, space needs, project budget, and needs for specific or measurable outcomes.

Data Collection: Collect data from client and stakeholders by engaging in programming, surveys, focus groups, charrette exercises, and benchmarking to maximize design outcomes and occupant satisfaction.

Existing Conditions: Evaluate, assess, and document existing conditions of interior environments.

Conceptualization: Application of creative and innovative thinking that interprets collected project data and translates a unique image or abstract idea as a design concept, the foundation of a design solution. The concept is then described using visualization and communication strategies.

Selections and Materiality: Selection of interior building products, materials, and finishes; furniture, furnishings, equipment, and casework; signage; window treatments, and other non-structural/non-seismic interior elements, components, and assemblies. Selections shall be made based on client and occupant needs, project budget, maintenance and cleaning requirements, lifecycle performance, sustainable attributes, environmental impact, installation methods, and code-compliance.

Documentation: Develop contract documents for the purposes of communicating design intent and obtaining a building permit, as allowed by law. Documentation by phases may include schematic, design development, and construction drawings and specifications. Drawings may consist of floor plans, partition plans, reflected ceiling plans, and finish plans; furniture, furnishings, and equipment plans; wayfinding and signage plans; code plans; coordination plans; and elevations, sections, schedules, and details illustrating the design of non-load-bearing / non-seismic interior construction and/or alterations.

Coordination: Overseeing non-structural/non-seismic interior design scope in concert with the scope of allied design professionals and consultants, including, but not limited to, the work of architects, mechanical, electrical, plumbing, and fire-protection engineers and designers, and acoustical, audio-visual, low-voltage, food service, sustainability, security, technology, and other specialty consultants. Coordination can include, but is not limited to:

Placement, style and finish of mechanical, electrical, plumbing, and fire-protection devices, fixtures, and appurtenances (i.e., accessories) with the design of the interior environment.

Ceiling materials and heights; interior partition locations.

Acoustical appropriateness of spatial arrangements, construction, and finish materials.

Working closely with contractors to respect budgetary constraints and contribute to value engineering efforts.

Contract Administration: Administration of the contract as the owners agent, including the distribution and analysis of construction bids, construction administration, review of contractor payment applications, review of shop drawings and submittals, field observation, punch list reports, and project closeout.

Pre-Design and/or Post-Design Services: Tasks intended to measure success of the design solution by implementing various means of data collection, which may include occupant surveys, focus groups, walkthroughs, or stakeholder meetings. Collection and reporting findings can range from casually to scientifically gathered, depending on the projects scope and goals.

National Council for Interior Design Qualification
CIDQ Qualification study tips
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Fri, 23 Sep 2022 08:38:00 -0500 text/html
Killexams : Tips and Tools to Help Students Study, Take Notes, and Focus

With a new academic year rolling around, students of all ages will be looking for help and guidance with their work—and there are a wealth of options on mobile app stores and the web to help you succeed.

Here we've picked out some of the best apps and services across multiple categories, including time management, homework help, note-taking, and more. Put them together and you've got a comprehensive toolkit for making sure that this year is a good one.

No matter what your requirements, courses, or study habits are, there should be something here for you (or for the young student in your life). You might be surprised at just how much difference the right app can make.


Trello can adapt itself to whatever purpose you have in mind.

Courtesy of Trello

The main appeal of Trello is its versatility: You can adapt the simple card-based interface in whichever way you want—whether to keep track of individual homework assignments or to log multiple research strands in an essay—and the software will adapt accordingly.

You can assign categories and deadlines to cards, attach files to them, and drop in to-do lists. However you decide to use Trello, you're going to find it straightforward to get around the app with easy drag-and-drop operations and a ton of options and features.

Trello (freemium for web, Android, iOS)


Get help from Socratic with just about any topic.

Courtesy of Socratic

Powered by Google's artificial intelligence engines, Socratic is here to answer any question on any topic, whether you need step-by-step math explanations, a quick overview of a historical event or work of literature, or details of a particular set of biological processes.

Sun, 09 Oct 2022 23:10:00 -0500 en-US text/html
Killexams : 6 Tips For Nursing Students


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There is no doubt that nursing school is difficult and demands a lot of time, effort, and attention. Learning new material and keeping up with clinicals while balancing your everyday life is already difficult enough. However, balancing your nursing program’s studies and coursework with a life outside of school might get more challenging. But, don’t worry, as this can be done.

At the end of the day, your ability to succeed in nursing school ultimately depends on your level of effort, study techniques, time management abilities, and dedication. Of course, there is no one-size-fits-all solution, as every nursing student is different. But rest assured that with the help of some tried and tested tips, you can make your time in nursing school much easier. So, without further ado, let’s look at some of these tips below:

Find the right nursing program

Choosing a nursing program right for you is one of the first steps to becoming a registered nurse. Because the nursing program you choose will significantly impact your future employment, take the time to research a few options.

But, to choose the right one, consider asking yourself a few questions first. For instance, do you prefer on-campus or online nursing programs? Do you meet the requirements for any scholarship? If not, can you afford nursing school on your own? Do you want to specialize in travel or cultural nursing? By asking such questions, you can narrow down the nursing programs available to you and select the few that best suit your professional and academic goals.

Always remember the “why”

You will need to hold onto your why when you go home late from a long day of clinicals and still have to study. You have a reason for being passionate about nursing. Keep that reason in mind and use it as motivation to complete your task.

Perhaps you choose a profession in nursing because you naturally want to serve people, or perhaps you enjoy the challenges it presents. Whatever the reason, always remembering why you wanted to become a nurse can help you stay motivated and focused during your time at nursing school.

Study with your peers

As you participate in simulation labs and other activities with your peers, you will get to know each other quite well. Ask your friends to join you in a study group if you find group study methods work best for you.

Nursing students frequently struggle with particular courses depending on their past knowledge and background. Therefore, taking classes with others can close any gaps and provide you the chance to both teach and learn from your classmates. A greater sense of friendship and camaraderie with others who appreciate the difficulty of your studies is another advantage of group learning.

But if you’re into group studies, there are also a few advantages to studying with your peers individually. So, the next time you visit the library, ensure they’re sitting close by. That way, you can ask them questions without worrying about studying in a group of ten people.

Treat nursing school like a job

Accelerated nursing students don’t work during the school day for a reason. The curriculum is demanding and requires as much commitment and time as a full-time job, if not more. You will get the most out of your education if you stay focused and devoted to studying and developing into the best nurse you can be.

You will succeed in nursing school if you are willing to spend up to forty hours a week doing homework, writing papers, and studying online resources aside from labs and clinicals. You can create a lifelong routine that will benefit you in every aspect of your life by approaching nursing school with the mindset of a full-time career.

Also, don’t forget to go above and beyond during in-hospital clinical rotations. After all, you’ll work with some of the most experienced registered nurses in each clinical setting. So, it’s a no-brainer for you to capitalize on those connections. Of course, you’ll feel anxious initially, but it would be wise to take risks and gain knowledge from as many people as possible.

Always remain organized

During nursing school, each nursing component will present you with its own set of learning challenges. So, remaining organized is crucial. You will be required to participate in several school-related activities that need you to be somewhere at a specific time, such as clinical rotations, tests, simulation labs, and study groups.

This is why most successful nursing students use planners or smartphone scheduling apps. These apps do wonders when it comes to remaining organized. They help you track where you need to be by keeping all your events in one location. After all, you don’t want to fit your entire calendar into your brain, which will already be packed with healthcare knowledge.

Establish and follow a routine

Even though nursing school is difficult, managing it can be much simpler if you have a routine. It would be best to establish and follow routines and procedures that encourage efficiency from the start of your nursing education. Here are some examples of how nursing students can excel in nursing school by creating and following a routine:

  • Plan your extracurricular and other activities accordingly so they don’t conflict with your key study times.
  • Schedule your study time. For instance, if you concentrate better at night, schedule an evening study schedule.
  • If you enjoy exercising, schedule a set time for it.
  • Set aside time to study on the weekends.
  • Instead of cramming everything on the same day, spread your studies over the week.
  • Set a particular time for completing nursing assignments.
  • Get up and go to bed at the same hour.


It takes practice to learn how to study more effectively and put these nursing school study tips into practice. But nursing is a skill that you’ll keep developing throughout your career. After you graduate, you’ll discover that many of the habits you adopt at nursing school will help you become a better nurse in the real world. Ultimately, learning as much as possible should be your topmost priority in nursing school. But you don’t have to stop there. After all, the best nurses constantly learn and develop their skills and knowledge!

Fri, 07 Oct 2022 07:40:00 -0500 GISuser en-US text/html
Killexams : Go The Distance: Study Skills

Do you want to develop your academic study skills?

Get the study tips and knowledge you need for distance learning success with our Go The Distance course.

Watch our Study Skills series – our fun animated videos will help develop your study skills, whether or not you're a distance learner. courses include: quoting, paraphrasing and summarising; critical thinking skills; listening and note-taking and more.

Click on the images and get the knowledge!

Fri, 31 Jan 2020 04:18:00 -0600 text/html
Killexams : Tips To Set Up an Effective Study Space at Home

Studying is a core part of the educational experience. Students require a great study space, and in the modern world in which online learning and distance-based practice as a result of the coronavirus pandemic have become the norm, students require a great home study space more than ever.

Fortunately, there are a number of great options for creating an excellent space to facilitate ongoing studies in your home. Whether you’re seeking a degree to augment your existing professional experience or looking for an opportunity to change careers, as people in the United States are likely to do as many as 12 times these days, these tips for creating an effective study space are sure to make a massive difference in your life as a student. Continue reading for some great ideas that are certain to help you excel in the classroom and in your everyday life.

Online learning has become a staple in the modern world.

Space © Lisa Charleston Space

Today, professionals are using digital learning opportunities to enhance their career prospects and gain valuable experience and knowledge that will help propel them into new and exciting opportunities of all types. A child development associate degree online, for instance, is a great asset for anyone working in the education field already or for anyone seeking entry into the world of teaching. Educators are unique professionals and must deal with a wide range of issues, challenges, and daily tasks. With the help of an online degree program, teachers and those seeking to become teachers are able to gain the skills required to enhance classroom management, boost curriculum design, and enjoy teaching more fully as a result.

Make sure to separate learning from other tasks in your home.

space © Provided by Lisa Charleston space

Teachers know the value of great organization. A great study space is a must for anyone seeking to excel in this type of degree program, or in any other learning opportunity for that matter. One thing that students can do to accommodate these needs is to carve out a dedicated workspace for their studies. Creating a space that is used solely to facilitate learning and studying is a great way to separate routine daily tasks and the ongoing educational needs of the student.

With the help of services like junk removal in Denver, those looking to make a difference in their workspace and reduce clutter can get a head start on this process with the help of highly professional services. We all collect quite a bit of junk in our daily lives, and often, it ends up piling up in our homes and around our living spaces more broadly. Junk and clutter have a habit of muddying our headspace as well as our home’s spaces, but with a junk removal service on your side, making significant headway into reducing these productivity-killing problems is simple and highly effective.

It’s important to remember that education is a commitment. Committing to yourself isn’t always easy, but if you make the effort to engage with your coursework wholeheartedly, then you are bound to see the fruits of your labor faster than ever. By removing clutter from your home, specifically your workspace, you can make quick inroads toward greater educational attainment and better efficiency throughout your studies. Another thing that you can do to boost your efficiency in study time is comprehensive schedule building. Using a simple calendar, you can dedicate specialized time to routing tasks, work requirements, and your education.

Making time for your studies isn’t always easy, but it will be worth it over the long term as you work toward your new credential that might just change your life for the better.

Sat, 17 Sep 2022 05:41:00 -0500 en-US text/html
Killexams : Think about what you want to achieve: nine tips on choosing the right professional qualification

Taking an online course can be a great way to help you advance your career – or even change careers altogether. But with so much choice available, it’s not easy to decide which course is right for you. Here are some top tips to help you make a decision.

Think about what you want to achieve
Do you want a course where you can learn new skills to help you switch careers, or one where you will hone your current skillset? A course that teaches a particular industry specialism, or a broader degree? The former, says Quentin McAndrew, academic strategist at Coursera, a global online learning platform, is “extremely focused on job-relevant outcomes for today. It’s very specific.” A university degree, on the other hand, is a “bigger time commitment and more transformative”. Think about exactly where you want to be headed – and which course or degree programme you can take to get there.

Study the syllabus
A key step to find out if a course is a good fit for you is to study the syllabus closely. What modules are taught? What skills will you learn? Who are the teachers? What career or careers can you prepare for? How is each module examined? Once you know all the details, you’ll be able to make a good decision, whether the course is for you or not.

Look at reviews of courses
Most online providers include learner reviews of each course. These can be a helpful indication of the course’s strengths and weaknesses – learners tend to be “pretty honest about their experience”, says McAndrew. Some providers will also include individual learner stories, in which learners explain how the course has helped them achieve their career goals.

Quentin McAndrew, academic strategist at Coursera

Sample the content
Perhaps you’re considering a career in data analytics but you don’t know whether you’ll ultimately be fulfilled doing that kind of work. You could start by taking a two-hour course on how to create a pivot table in Excel, for instance, followed by a 20-hour course on problem-solving in Excel, before you commit to a bigger chunk of learning.

Try as many courses as possible
If you don’t know whether you’re ready to make a commitment to your chosen subject, try a free course first. Most online learning providers offer some free courses alongside the paid courses, giving you the opportunity both to find out whether you enjoy learning online and whether a particular subject is right for you. Many free courses are aimed at beginners, and are often very short, so they can act as a gentle introduction. There is a surprisingly wide range of subjects to choose from – many from top universities.

Check out online resources
There are resources available online to help you find the learning content you need to help you reach your career goals. Coursera’s Find your New Career, for instance, highlights Professional Certificates that offer flexible, online training designed to get you job-ready for high-growth fields. Look for the industry certificates in the field you’re interested in, for example, the Google Data Analytics Professional Certificate, or the IBM Data Science Professional Certificate. “They’re built for learners who don’t have a broad background in the field to be able to transition their careers,” says McAndrew. They’re a good way to gauge whether you’ll enjoy a new career.

Start with non-degree content
If you want to study with a university partner, but are not ready to make the jump, start with non-degree content from that university. That will give you a good sense of how it feels to learn online, says McAndrew. If you’re interested in a degree in data science from the University of Michigan, for example, start by taking its Programming for Everybody (Getting Started with Python) course. In some universities, that initial course can count as a credit towards the subsequent degree.

Take it seriously
You only reap the rewards of study if you’re committed, says McAndrew, so it’s a good idea to develop your learning technique – a useful resource for this is Learning How to Learn, one of the most popular free courses on Coursera. “If you’re really looking for transformation, set aside a little bit of time each day to do some work. The trick is building that pattern of repetition and making learning a habit so that you’re making progress.” Even if the course wasn’t quite right for you, you’ll have gained something valuable – whether it’s a certificate or a new skill. “No matter what course you choose, you’ll have an outcome from it,” says McAndrew.

Whether you’re at the beginning of your career journey or looking to enhance your skillset to make a mid-career transition, you can choose from a range of learning experiences on Coursera to find the programmes that are right for you.

Fri, 07 Oct 2022 01:22:00 -0500 Kim Thomas en text/html
Killexams : Are you considering studying abroad? Here are 5 tips to help you prepare financially

Each year, American undergraduate students flock across the globe to study abroad. During the 2019/2020 academic year, 162,633 students did so, reflecting a 53% decrease due to the Covid-19 pandemic — in the before times, that number had hovered around the 341,000 mark and was slowly increasing every year.

Traveling can be expensive, though — excursions to different countries with your classmates during your semester abroad are no exception. You'll need to foot the bill not only for tuition, but meals, housing, flights, activities and everything else as well. Even with the many scholarships and grants that are available, those costs can certainly add up and become a financial burden for students and their families.

Below, Select shares some tips to help students financially prepare to study abroad so they can make the most of their experience in a new country. 

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Ask your family if studying abroad seems financially reasonable to them

Studying abroad can wind up being an enormous expense. The University of Louisville estimates that, on average, the cost of a semester-long study abroad program can range from $7,000 to $15,000 per student. It's important to discuss this upcoming expense with your family so you can determine whether or not this is something they could reasonably assist you with.

You should also speak to the study abroad coordinator at your school to help you figure out where you'd like to go, what you would be able to study there, which programs are available and how much it will be. That way, you can bring a more precise representation of the associated costs to your family.

Keep in mind that the type of program you decide to do can affect the cost, too. A one-month program will likely be significantly less expensive than a program that lasts the entire semester. There are also certain programs that allow you to study solo and live with a host family or study as part of a group with other students from your university. Your school's study abroad coordinator will be able to break it all down for you and help you select the option that's best for your financial and academic goals.

Find out if there are scholarships or grants available

Now would also be a good time to find out if there are any scholarships or grants available that would cover some or all of the cost, and to do some research about which ones you can apply for. Unlike student loans, scholarships and grants don't need to be repaid — you'll just need to go through an application process in order to qualify for them. These funding options can significantly reduce the financial responsibility that comes along with studying abroad, and are definitely worth looking into.

If scholarships and grants are not available and your family can't afford to contribute to the cost of your trip, it might be worth devising a financial plan to pay for your study abroad program if it's something you're still really interested in.

Get a job on or off campus and save what you can

You can make a decent amount of money by partaking in on-campus jobs, getting a job at a nearby store or restaurant, doing research, babysitting or tutoring in your college town, among other jobs. There are many ways for college students to take on a side hustle or part-time gig to earn extra money. Apps such as Wag! or TaskRabbit can be helpful for finding flexible-hour jobs like dog walking or assembling furniture if you're unable to commit to more structured working hours.

Another popular way to earn money is by selling stuff you no longer need on apps such as Depop or Mercari. Select recently interviewed a 22-year-old seller on Depop who earns between $1,500 and $2,500 per month. Typically, all you need to get started selling is a phone and a PayPal account.


  • Fees

    Depop collects a 10% fee for each item sold on the platform. On top of that, payment processor Paypal takes an additional 2.9% and $0.20 per transaction.

  • Shipping costs

    Either the buyer or seller can cover the cost of shipping; shipping labels are generated by Depop and costs depend on the weight and dimensions of your package.

  • Availability

    The app is available in both the App Store (for iOS) and on Google Play (for Android); there's also a web version, but the app is more functional.

  • How do you get paid?

    You'll need a PayPal account in order to get paid. However, there are two options for sellers on Depop: Getting paid directly through your PayPal, which is linked to your Depop account, or through Depop Payments. If your shop uses Depop payments, buyers can use Apple Pay, Google Pay or a credit or debit card to finance purchases from your shop (you'll still need a linked PayPal account though). If your shop is linked to your PayPal, buyers can only use PayPal to pay for their purchases.


  • You only have to pay fees when you sell an item (no listing fees)
  • You can post the listings and manage your shop all from your phone


  • Depop takes a higher commission fee (10%) than some other resell platforms
  • You can't use it for in-person deliveries or orders


  • Fees

    Sellers pay a 10% fee for each item that's sold. There's also a payment processing fee of 2.9% plus $0.30.

  • Shipping costs

    Either the buyer or seller can cover the cost of shipping; shipping labels are generated by Mercari and costs depend on the weight and dimensions of your package.

  • Availability

    Mercari has an app that's available in both the App Store (for iOS) and on Google Play (for Android), and you can also list and shop via its website.

  • How do you get paid?

    After the transaction has been completed, the payment will show up on your Mercari balance. You can either have the money directly deposited into your bank account ($10 minimum payout) or get it deposited onto a debit card (there's a $2 fee for this option).


  • You only have to pay fees when you sell an item (no listing fees)
  • People who want to sell items locally can use Mercari Local
  • You can post the listings and manage your shop all from your phone


  • Mercari take a higher commission fee (10%) than some other resale platforms

Once you start earning some money, it's a good idea to keep it in a high-yield savings account, which will pay you more in interest for your balance compared to a traditional savings account. That means your savings can grow just a little bit faster and as a result, get you to your goal quicker. While you likely won't earn hundreds of dollars per month in interest unless you deposit a really large sum of money, it's still better than earning just the amount of interest that's typically paid by traditional savings accounts.

Select ranks Marcus by Goldman Sachs High Yield Online Savings as one of the best accounts since it has no monthly fees, no excessive transaction fees and no overdraft fees. Synchrony Bank High Yield Savings is another strong contender that also offers an ATM card to make withdrawing cash easier, which could be helpful when you're abroad.

Marcus by Goldman Sachs High Yield Online Savings

Goldman Sachs Bank USA is a Member FDIC.

  • Annual Percentage Yield (APY)

  • Minimum balance

    None to open; $1 to earn interest

  • Monthly fee

  • Maximum transactions

    Up to 6 free withdrawals or transfers per statement cycle *The 6/statement cycle withdrawal limit is waived during the coronavirus outbreak under Regulation D

  • Excessive transactions fee

  • Overdraft fees

  • Offer checking account?

  • Offer ATM card?

Synchrony Bank High Yield Savings

Synchrony Bank is a Member FDIC.

  • Annual Percentage Yield (APY)

  • Minimum balance

  • Monthly fee

  • Maximum transactions

    Up to 6 free withdrawals or transfers per statement cycle *The 6/statement cycle withdrawal limit is waived during the coronavirus outbreak under Regulation D

  • Excessive transactions fee

    None, but may result in account closure

  • Overdraft fees

  • Offer checking account?

  • Offer ATM card?

Try to study abroad during an off-peak time

Use studying abroad as a way to rack up credit card rewards

As you near the start of your study abroad experience, consider signing up for a credit card that offers travel rewards so you can get more of a bang for your buck, especially when it's time to book flights and pay for meals while you're abroad. There are a number of credit cards aimed at helping students build their credit, as well as others that offer simpler reward systems. Plus, you'll want a card that doesn't charge foreign transaction fees when swiping abroad (most debit cards charge foreign transaction fees).

Select named the Bank of America® Travel Rewards for Students credit card as one of the best for students who travel thanks to the fact that cardholders earn 1.5 points per dollar for all purchases. You can redeem rewards such as a statement credit to help cover the cost of qualifying travel purchases, which works as a simple way to reduce your out-of-pocket costs for traveling abroad.

Be sure to spend cautiously whenever you're using a credit card — this is not free money after all — and your balance needs to be paid back in full or else you'll be charged interest. When you're not paying upfront with cash, it can be easy to lose sight of that. Plus, credit card rewards are most valuable when you pay off your balance each month to avoid accruing interest charges.

Remember to notify your bank and credit card company about your upcoming trip so they don't suspect fraud when you make a purchase abroad and freeze your account. 

Bottom line

Figuring out how you and your family will pay for your study abroad experience can be a difficult challenge, but by planning ahead, making and saving some money and using the right financial products, the costs will become less daunting and you'll be able to enjoy your travels even more. 

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

Fri, 07 Oct 2022 03:55:00 -0500 en text/html
Killexams : Solomon exam Prep Releases Audiobook Guide for MSRB Municipal Securities Principal Qualification (Series 53) Exam
Smiling woman listening to audio with her phone and headphones

Solomon now offers an Audiobook study guide for the Series 53 exam.

A complete audiobook version of the Solomon exam Prep Series 53 Study Guide is now available for the first time.

Many customers have found a Solomon Audiobook to be an invaluable addition to their study routine. Now, professionals studying for the Series 53 exam can also benefit from learning by listening.”

— Jeremy Solomon, President & Co-founder of Solomon exam Prep

PORTLAND, OREGON, USA, September 28, 2022 / -- Solomon exam Prep has just released its first Audiobook for the Series 53 exam. A word-for-word reading of the Solomon exam Prep Series 53 Study Guide, 4th Edition, the Solomon Series 53 Audiobook gives customers increased flexibility in where and how they study for the Series 53 exam.

The Municipal Securities Principal Qualification Exam, or Series 53, was created by the Municipal Securities Rulemaking Board (MSRB), the self-regulatory organization that establishes rules for municipal securities dealers and municipal advisors. Passing the Series 53 exam qualifies individuals to oversee the municipal fund securities activities of a securities firm or bank dealer, as well as supervise associates working in multiple capacities related to municipal securities.

Passing the Series 53 exam requires candidates to know a lot about municipal securities, MSRB rules, customer accounts, municipal securities trading, recordkeeping, suitability, settlement and delivery, federal securities acts, SIPC, and more. Since the Solomon Series 53 Audiobook is a verbatim reading of the 4th edition of the Solomon Series 53 Study Guide, it is up-to-date and covers all the key exam topics.

Jeremy Solomon, Solomon exam Prep President and Co-founder, says, “Many Solomon customers have found a Solomon Audiobook to be an invaluable addition to their study routine. Now, professionals studying for the Series 53 exam can also benefit from learning exam content by listening.”

The 9.5-hour Series 53 Audiobook can be purchased individually or as part of the Audio Premium study package, along with the Series 53 Study Guide and exam Simulator. The Audiobook is streamable via the Solomon website or free Solomon app for Apple and Android devices. Solomon Audiobooks include these helpful features:

• Tracks divided and named by chapter so it’s easy to follow a Solomon study schedule
• Time-stamped sub-sections to quickly jump to specific sections in a chapter
• Simple track downloading option available for offline learning

To learn more about Solomon exam Prep’s Series 53 study materials, including Study Guide, exam Simulator, and Audiobook, visit the Solomon Series 53 product page.

Solomon exam Prep has helped thousands of financial professionals pass their FINRA, MSRB, NASAA, and NFA securities licensing exams including the SIE and the Series 3, 6, 7, 14, 22, 24, 26, 27, 28, 50, 51, 52, 53, 54, 63, 65, 66, 79, 82, and 99. Solomon exam Prep also offers Investment Adviser Continuing Education.

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Solomon exam Prep
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Wed, 28 Sep 2022 05:17:00 -0500 en-US text/html Killexams : Jeff Okudah benefits from film study, tips from Detroit Lions teammates and coaches

One aspect of a young NFL player’s development that can expedite success out on the playing field is being able to trust what is being advised by teammates and the coaching staff.

For third-year cornerback Jeff Okudah, trusting the advice from teammate Amani Oruwariye and the coaching staff, including Aubrey Pleasant, Aaron Glenn and Brian Duker, has contributed to his solid start to the 2022 season.

One year removed from a devastating Achilles injury, the 23-year-old defensive back has been able to limit the productivity of two talented wideouts from the Eagles and Commanders.

“Just looking there from training camp last year, going to this year, his habits as far as becoming a pro has really improved. And that would be for any young player — and they have to Improve because you just don’t know until you get into the league. Then, you start to learn about other people and you still have coaches starting to teach you. So, obviously that’s going to happen,” Glenn told reporters. “But, to the magnitude as far as, man, he’s diving into it every day as hard as he can. You see those things starting to help him. He’s started to really lean on Amani (Oruwariye). That’s been a voice for him to lean on — me, AP (Aubrey Pleasant), Brian Duker, as far as tips. The thing that is good is he’s trusting those tips. He is putting them to work. That’s the thing about watching film. You can watch film all you want, but do you trust what you see? That’s the one thing that he’s doing a good job of.”

Okudah has been dialed in, watching plenty of film in order to gain as much of an advantage as possible, since he missed so much playing time during the first two seasons of his career.

“Honestly, being in my third year, I don’t have that many physical reps,” Okudah told All Lions following Detroit’s victory over the Commanders Sunday. “So, I have to make up for it on the mental side. Something I’ve gotta stay tapped into. I don’t have the luxury of not embracing that part of the game because I’ve gotta catch up mentally in certain aspects.”

A race to improve

The Lions’ defensive performance in the first half against the Commanders was indicative of the style of defense Glenn and the coaching staff want to play.

Through Week 2, the Lions’ defense has generated 48 total quarterback pressures, tied for the most in the entire NFL, according to Pro Football Focus.

“That was a fun, fun way to play defense, because that’s a vision of who we want to be,” said Glenn. “And that’s something we’ve worked on since the offseason.

“And we’re steady working to that. And especially when you start to integrate new players like we have over the past — these past two years. So, we’ve got to continue going. We’ve got to continue to build on that, continue improving,” Glenn continued. “And I think our head coach said it best, ‘We are in a race to improve.’ But, when you have so many young players, that’s a true statement. It’s a true statement. So, our guys understand that. They had fun playing, but they know that we’ve got to continue to Improve and get better as we go along, because that was fun football.”

This article was produced by the staff at Sports Illustrated/All Lions. For more, visit

Thu, 22 Sep 2022 08:55:00 -0500 John Maakaron en-US text/html

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